In today's fast-paced financial landscape, PSB is committed to launching innovative initiatives designed to simplify the borrowing process. Among these initiatives is cash flow-based lending, which prioritizes the real-time availability of funds while ensuring that borrowers are not hindered by cumbersome processes. This approach acknowledges the pressing need for quicker access to financial resources, particularly as recent statistics show that 56% of small businesses struggle to secure loans due to traditional lending criteria. By embracing technology and AI, PSB's cash flow-based lending aims to meet these challenges head-on, providing timely financial aid to those who need it most.